As you might be aware, the government announced changes on the 07 September 2021 with regards to the long term strategy for paying for care. Whilst it is exceptionally positive that a plan is in place, it is crucial to take away a number of key points.

1. The proposed cap of paying £86,000 for care is not immediate. As a minimum, the earliest time frame for the cap even commencing is over two years away, starting as a minimum in October 2024. As such, it is crucial that you address care cost issues today as any alternative solution linked to a cap on care is quite literally years away.

2. The cost cap on care is completely unrelated and separate to Continuing Healthcare Funding. If an individual has primary health needs, then the cost of their care in full will be met by the NHS. This is separate to any care cap.

Please click here to read our full article which explains the cap on care costs in more detail.

At Compass Continuing Healthcare we are unique because we specialise in securing care funding from day one.  We know our clients don’t want to pay care fees for months, or even years, and then spend many hours (and incur thousands of pounds) seeking to recover these fees in the future so we help secure funding on an ongoing basis meaning there are no fees to pay.  Why pay care fees and then try to recover them?  We can stop the fees now.

If your relative has a primary health need and suffers from issues such as dementia, parkinsons or alzheimers you should contact our team for a free, no obligation and confidential assessment.

With average costs of care for a nursing home in England and Wales sometimes exceeding £800 a week, paying for care homes or paying for care whilst remaining in the family home can be extremely expensive. An individual’s entire life savings can be spent on their care, often with the family home being sold to meet the costs.

However if an individual’s primary need for care is a health need the full cost of their care should be paid by the NHS via funding called continuing healthcare funding (also known as CHC funding).

NHS continuing healthcare is free healthcare provided by the NHS to individuals who have significant healthcare needs. The NHS continuing healthcare package of care can be received in any setting outside of hospital including care homes, hospices or even within your own home. A person’s health needs, not their location, is the key factor to receiving continuing healthcare funding.

Importantly, it doesn’t matter what your income is or what savings you have, if you meet the criteria, you are entitled to free NHS CHC funding. NHS continuing healthcare funding is not means tested and it can cover up to 100% of care costs

Continuing Healthcare is provided and managed by Compass CHC.

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